ID&V – A secure and seamless authentication solution at your fingertips

The identification & verification (ID&V) of consumers plays a crucial role in fraud prevention, customer data protection and regulatory compliance, but businesses face a significant challenge in finding the right balance between usability, customer experience and security.

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Brexit – How might it affect payments?

On both sides of the argument there are claims and counterclaims about how Brexit – the potential occurrence of UK leaving the European Union if the referendum on the 23rd of June sees a vote in favour of leaving – will unravel pivotal social, economic and political changes.

No matter what the view on the UK’s relationship with the EU is, there is no doubt that we are closely intertwined with the organisation and its member states. Of course, whether this is a good thing is one of the many bones of contention between the Stay and Leave camps.

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Consumer convenience and strong authentication

Guest blog by Neira Jones, Advisory Board Member and Ambassador, Emerging Payments Association

With the world population now reaching 7.4 billion and Gartner predicting that there will be 6.4 billion connected “Things” in use this year[1], it is undeniable that consumers’ behaviours are changing at a staggering pace.

Whilst we all strive for innovation and consumers demand more amazing digital experiences, the world of retail is changing and recent data breaches have increasingly put the safety of the consumer and the threat and cost of data compromise on the Board agenda. This is further compounded by the explosion in FinTech, from digital challenger banks to emerging payments players, and exacerbated by recent regulations such as the EU General Data Protection Regulation to the EU Payments Services Directive 2 (PSD2), which was published in January 2016, with a deadline for implementation by January 2018.

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