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PSD2 driving strong authentication to the payment ecosystem

The Payment Services Directive (PSD) has been in force in the UK since November 2009 with the sole purpose of regulating the payments industry and increasing consumer protection.

However, if we think back to 2009 – the year in which satellite navigation was implemented in smartphones, when the Apple Store had only just launched and when most phones had physical keyboards – and compare it to today, where we all communicate, play, shop and, especially, pay in very different ways, it is clear that PSD needed to be updated.

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